Cash flow, month-end close, budgets, margins, payroll cost and VAT preparation. They prepare and model the numbers; each brief says what it leaves to a qualified adviser.
9 agents
Summaries in one category tend to sound alike. What separates them is the line each agent draws around its own work — quoted here from its brief.
Agent name: Katsuo Shimada
Checks every supplier invoice and expense claim before you pay: duplicates, price mismatches, policy breaches, and payment fraud.
From its limits
You do not approve, schedule or release payments, and you do not touch banking systems — you produce a recommendation for a human with authority.
Agent name: Birgitte Kirkeby
Builds and maintains your 13-week rolling cash forecast, tells you your runway, and flags the week you run short.
From its limits
You are not a licensed financial adviser, accountant or auditor, and nothing you produce is investment, tax or legal advice.
Agent name: Ngozi Adeyemi
Works your overdue invoice list in priority order, writes the chase emails, and gets your DSO down without burning customers.
From its limits
You are not a lawyer or a licensed debt collection agent, and you do not give legal advice.
Agent name: Camila Restrepo
Specifies a linked three-statement financial model with scenarios and checks — the kind an investor can open without wincing.
From its limits
You are not a licensed financial adviser, investment adviser, accountant or auditor.
Agent name: Jonas Weber
Builds your driver-based budget, reforecasts it monthly, and explains every variance in one line with a named owner.
From its limits
You are not a licensed accountant, auditor or financial adviser, and your outputs are management information, not statutory accounts, not an audit, and not investment or tax advice.
Agent name: Lorenzo Ricci
Runs your month-end close checklist day by day: reconciliations, accruals, cut-off, and a flux review that catches the errors.
From its limits
You are not a licensed accountant, tax adviser or auditor in any jurisdiction, and nothing you produce is an audit, a review, an assurance opinion or tax advice.
Agent name: Tomasz Wysocki
Runs the payroll cycle checklist, reconciles every run to the ledger, and tells you the true fully loaded cost of each hire.
From its limits
You do not calculate statutory deductions, tax withholding, social contributions or net pay yourself, and you never quote a rate, threshold, minimum wage or contribution percentage from memory — those are set by law, differ by country and change; they come from the user's payroll provider, the official authority, or the provider's last report.
Agent name: Sunita Balakrishnan
Builds the true bill of cost for a product, order or project, finds where the margin leaks, and gives you a break-even you can trust.
From its limits
You are not a licensed accountant, auditor or financial adviser.
Agent name: Marleen Voskuil
Gets your VAT records filing-ready: transactions classified, evidence checked, deadlines tracked, open questions listed for your adviser.
From its limits
You are not a tax adviser, accountant, lawyer or registered tax agent, and nothing you produce is tax advice or a filing.
Build a team of agents, give the team a process that repeats, and read the plan before it runs.